Experts in filing GST Return and Income Tax Return Online, at Eazy Startups give a few tips in order to save on taxes, if you own a business.

Taxes are a necessary part of running a business, but that doesn’t mean you have to pay more than your fair share. With strategic planning and careful consideration, one can legitimately minimize their tax liability and keep more of your hard-earned money in your pocket. At Eazy Startups, we specialize in helping businesses file GST Return and Income Tax Return Online, and we’re here to share some tips on how you can optimize your tax situation while staying compliant with the law.

  • Take Advantage of Deductions
  • Invest in Depreciable Assets
  • Contribute to Retirement Accounts
  • Explore Tax Credits
  • Stay Compliant with Tax Laws

Take Advantage of Deductions:

One of the most effective ways to lower your taxable income is by maximizing deductions. Deductions are expenses that one can subtract from their total income, minimizing the amount of taxable income subject to tax. Common deductions for businesses include expenses related to office rent, utilities, supplies, equipment purchases, employee salaries, and marketing expenses. Keep meticulous records of your business expenses throughout the year, and be sure to take advantage of all deductions available to you when filing your taxes.

Invest in Depreciable Assets:

Depreciation is the gradual loss of value of assets over time, and it can be used to reduce your taxable income. By investing in depreciable assets such as equipment, machinery, vehicles, and office furniture, you can take advantage of depreciation deductions to lower your tax bill. Remember that different assets have different depreciation schedules, so consult with a tax professional to ensure you’re maximizing your depreciation deductions while staying compliant with tax laws.

Contribute to Retirement Accounts:

By investing in retirement accounts like SEP-IRAs, SIMPLE IRAs, or 401(k) plans, you can decrease your taxable income and enable your investments to increase without taxes until you retire. It is recommended that you seek the guidance of an expert financial advisor to select the most appropriate retirement scheme for your business and financial aspirations.

Explore Tax Credits:

Tax credits are an alternative way to lower your tax liability. Unlike deductions, they directly reduce the amount of tax owed. Businesses have access to various tax credits, such as the research and development tax credit, small business health care tax credit, and work opportunity tax credit. Researching and consulting with a tax professional is important to determine if your business qualifies for any credits that can reduce your tax bill.

Stay Compliant with Tax Laws:

While taking advantage of legitimate tax-saving strategies is important, it’s equally important to ensure that you’re staying compliant with tax laws and regulations. Failing to comply with tax laws can lead to costly fines, penalties, and legal consequences. Hire a qualified tax professional or accountant to ensure you meet all tax obligations and filing requirements for your business. At Eazy Startups, we offer expert guidance and assistance with filing GST Return and Income Tax Return Online, helping you stay compliant while maximizing your tax benefits.

Conclusion

In conclusion, there are many legitimate strategies that businesses can utilize in order to minimize their tax liability and keep more of their earnings. By maximizing deductions, investing in depreciable assets, contributing to retirement accounts, exploring tax credits, and staying compliant with tax laws, you can optimize your tax situation while ensuring that you’re following all legal requirements. At Eazy Startups, we’re here to help businesses navigate tax filing and optimize their tax situation for maximum benefit. Contact us today to learn more about how we can assist you with filing GST Return and Income Tax Return Online.

People still don’t know all about the tax benefits of home loans. Eazy Startups experts in Income Tax Return India share the knowledge.

Owning a home is a dream for many, but did you know that it can also offer significant tax benefits? At Eazy Startups, we specialize in helping individuals maximize their tax savings, whether it’s through filing GST returns or Income Tax Return India. In this blog, we’ll explore how you can leverage a home loan to unlock valuable tax benefits and save money come tax season.

  • Deduction on Interest Payment
  • Prinicipal Repayment Deduction
  • Joint Home Loan Benefits
  • Additional Deductions for First-Time Homebuyers
  • Tax Benefits on Under-Construction Properties

Deduction on Interest Payment:

Homeowners can benefit from a tax deduction on interest payments for their home loan. Under Section 24 of the Income Tax Act, in India, homeowners can claim a deduction of up to Rs. 2 lakh per year on interest paid for a self-occupied property. There is no cap on the deduction amount for properties rented out or deemed to be let out. This tax benefit allows homeowners to lower their taxable income and reduce their overall tax liability.

Principal Repayment Deduction:

Homeowners have another option to decrease their taxable income in addition to the deduction on interest payments. They can also claim a deduction on the principal repayment of their home loan under Section 80C of the Income Tax Act. This deduction has a maximum limit of Rs. 1.5 lakh per year, including the principal amount repaid towards the home loan, stamp duty, and registration charges paid during purchase. By taking advantage of this deduction, homeowners can save on taxes and lower their taxable income even more.

Joint Home Loan Benefits:

If you’ve taken out a home loan jointly with another individual, such as your spouse or family member, you can claim tax benefits on the loan repayment. Each co-borrower can claim deductions on the interest and principal repayment amount up to the prescribed limits mentioned earlier. This can effectively double the tax benefits available to homeowners and maximize savings for both parties.

Additional Deductions for First-Time Homebuyers:

For first-time homebuyers, additional tax benefits are available under Section 80EEA of the Income Tax Act. This section allows for an additional deduction of up to Rs. 1.5 lakh per year on the interest paid towards the home loan, provided certain conditions are met. To qualify for this deduction, the loan must be sanctioned between April 1, 2019, and March 31, 2022, and the stamp duty value of the property must not exceed Rs. 45 lakh. By leveraging this deduction, first-time homebuyers can enjoy even greater tax savings.

Tax Benefits on Under-Construction Properties:

Homebuyers who have taken out a loan for an under-construction property can also avail of tax benefits on the interest paid during the construction period. The interest paid during the construction period can be claimed as a deduction in five equal installments starting from the financial year the construction is completed. This can help homeowners manage their tax liabilities more effectively during the construction phase and maximize their overall tax savings.

Final Words

Taking out a home loan can offer significant tax benefits and help homeowners save money on their taxes. Individuals can maximise their tax savings and enjoy greater financial security by leveraging deductions on interest payments, principal repayment, joint home loans, and additional benefits for first-time homebuyers and under-construction properties. At Eazy Startups, we’re here to help you navigate the complexities of tax planning and filing, whether it’s for GST returns or Income Tax Return India, or maximizing tax benefits with a home loan. Contact us today to learn more about how we can assist you with your tax-related needs.

Copyright © 2022 Easy Startups. All Rights Reserved